Save an average of 25% on your monthly debt payments.
We are fully committed to getting you out of debt as quickly as possible while saving you the most money every month. The one-on-one consultation and budget review with one of our certified credit counselors is absolutely free.
Live Webinars
Customized webinars delivered by our education team on a variety of finance topics.
One-on-One Counseling
In-depth budget review to identify shortfalls and to make appropriate recommendations.
Free Financial Education
Education team can provide free seminars to employees on majority personal finance topics.
Discount Fees
Employees of partner companies enjoy discounts off our already low non-profit fees.
Financial Literacy
One of the central reasons to build financial literacy is to grow and protect your credit score, which is a crucial component of your financial life. With a good or excellent credit score, you can qualify for lower interest rates on loans and credit cards, credit cards with attractive and money-saving perks, and a range of offers for financial products, which gives you the chance to choose the best deal.
Have A Plan
Even if you don't have a lot of disposable income to help you reach all of your financial goals, financial literacy will help you know how to prioritize them and make strides when you're able to Financial literacy in action can look like:
- Increasing your retirement savings rate every time you get a raise
- Maintaining three to six months; worth of expenses in an emergency fund, and replenishing it after you're withdrawn money from the account
- Comparing promotional periods on balance transfer credit cards so you have an extended time to pay off debt
- Checking your credit report regularly.
When you have the knowledge you need to make informed decisions, you'll be able to trust that you can avoid going into debt or investing with too much risk. From there, you can create and pursue financial goals that will most support your vision for a happy life.